Genome

Genome is a financial platform that offers a seamless and secure way for individuals and businesses to manage their money. With Genome, EU residents can enjoy free account usage while non-EU residents only pay a nominal fee of 20 EUR per month. Plus, with access to partner ATMs globally, customers can easily withdraw cash while traveling abroad. Genome offers the convenience of both physical and virtual cards for business and personal use. Companies can open merchant and settlement accounts, send and receive transfers through various options, and manage their financial flows all in one convenient interface. Additionally, merchants can start accepting payments within just 72 hours of opening a merchant account, without any offline branch visits. The platform ensures the security of its clients' finances and sensitive data through its automatic fraud detection system, digital signatures, and two-step verification process. With features such as tokenization, TLS/SSL encryption, and Mastercard® Identity Check™ 3D Secure authentication, Genome prioritizes the safety of transactions. As a licensed and regulated platform by Lithuania's Central Bank, Genome adheres to strict standards, similar to traditional banking institutions. Customers' funds are also kept separate from company funds, as per the requirements of the Electronic Money Institution License. Genome values its customers and rewards them for inviting new users to the platform. For every successful referral, the person who invited the new customer receives 10% of the processing fees from account opening, FX, and transfers. Enjoy the benefits of effortless financial management with Genome.